Business Credit Card

An Easy Way to Pay and Track Business Expenses

A First Bank and Trust Business VISA® Card can help keep your business and personal purchases separate. Use your card for travel and entertaining, office supplies and equipment, and for any of your normal operating expenses.

Business VISA Card
Business VISA® Card

Business VISA Card works for your business and features:

  • Credit limits from $1,000 to $100,000
  • A special rate — Wall Street Journal Prime + 7.65% APR
  • No annual fee

Ask a First Bank and Trust representative for an application. Normal credit qualifications apply.

Extra Benefits

When you use our VISA Business Credit Card for the purchase of goods or services, the following benefits are yours!

Emergency Card Replacement/Emergency Cash Disbursement

This efficient, 24x7x365 worldwide service allows you to quickly and easily get a replacement Visa Business or Business Enhanced card sent to you and/or receive emergency cash at a convenient location. Call 1-800-VISA-911 (1-800-847-2911).

Auto Rental Collision Damage Waiver1

Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

Travel and Emergency Assistance Services1

Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.

Purchase Security and Extended Protection1

Enjoy twice as much protection. Enjoy coverage for eligible items you buy with your Visa card for damage or theft within 90 days of your purchase. Plus, it doubles the length of the manufacturer’s warranty.

Zero Fraud Liability2

Your peace of mind and protection are paramount. You won't be held responsible for fraudulent charges made with your card or account information.2

UChoose Rewards®3

Earn Bonus Points for every net retail purchase you make with your First Bank Business Credit Card! You can redeem Bonus Points for brand-name merchandise , exciting travel awards and gift cards. Visit and browse the current award selections. You’ll be amazed at what UChoose® has to offer®!

1Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

2Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify us immediately of any unauthorized use.

3Qualified purchases include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include; gaming related purchases, cash advances, balance transfers and PIN based transactions. Points expire after two years on a monthly basis.

Lost or Stolen Credit Cards

Makes it easy to report a lost or stolen Visa Business or Business Enhanced card anytime, 24x7x365 from anywhere in the world. Just call 1-800-VISA-911, or, internationally, call collect at +1-303-967-1096. .

Remit Payments

First Bank and Trust
PO Box 2711
Omaha, NE 68103-2711