Certificates of Deposit (CDs)
Invest your funds in a First Bank and Trust CD. Lock-in your rate for terms from 30 days to 5 years (see chart below). Plus, you’ll enjoy the peace of mind of FDIC insurance.
It’s easy to open an account, make your selection today.
|Certificates of Deposit|
|Locks in your rate for the term of the investment||1 Month (7–31 Days) CD||18 Month CD (18 to 23 months)|
|Features and Benefits||3 Month (32–90 Days) CD||2 Year CD (24 to 35 months)|
|Terms are available up to 5 years
Minimum balance to open a CD is $1,000 (unless stated otherwise)
Interest can be paid monthly, quarterly or annually1
|6 Month (91–180 Days) CD||3 Year CD (36 to 47 months)|
|9 Month (181–364 Days) CD||4 Year CD (48 to 59 months)|
|1 Year CD (12 to 17 months)||5 Year CD (60 months only)|
1 You may receive interest at maturity if the CD term is one year or less; for CDs with a term of 1 year or longer, the interest must be received at least annually.
For a complete description of our service charges and fees, please review our Personal Fee Schedule.