Personal Credit Cards

Personal Credit Cards with Reliability and Worldwide Acceptance

Don’t overlook a First Bank and Trust VISA® Credit Card as a convenient credit option when you need it. First Bank and Trust credit cards offer you reliability and worldwide acceptance at over 30 million locations. Shopping, dining, travel and online purchases are available with a VISA credit card.

We have two cards — the VISA Platinum and the VISA Classic. Both cards give you flexible credit at a prime-based rate.

VISA Platinum Card
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VISA® Platinum Card

VISA Platinum Card gives you all the confidence you expect from VISA with these extra benefits:

  • A credit limit of $5,000 or more and a low annual fee that is waived if the card is used 12 or more times per year
  • Prime-based Rate: Wall Street Journal Prime + 8.65%
  • Travel Accident Insurance. When you travel throughout the world and charge your fare on a VISA card, you’re covered. Plane, train, bus, or taxi — and if you pay a fare, you have $1,000,000 in VISA Travel Accident Insurance
  • Auto Rental Insurance. Worldwide coverage, 24-hours a day for collision damage or theft for up to the value of the car
  • Warranty Manager Service. Extended warranty protection and registration service
  • Travel and Emergency Services. Assistance while traveling, medical and legal referrals, emergency transportation assistance, lost luggage and more
  • Reward Points Program. First Bank and Trust automatically adds a Bonus Point Program to your VISA Platinum Card. Find out more at www.UChooseRewards.com

VISA Classic Card
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VISA® Classic Card

VISA Classic Card fits your style and budget with these features:

  • A credit limit from $500 to $5,000 maximum and a low annual fee that is waived if the card is used 12 or more times per year
  • Prime-based Rate: Wall Street Journal Prime + 11.65%
  • Travel Accident Insurance. When you travel throughout the world and charge your fare on a VISA card, you’re covered. Plane, train, bus, or taxi — and if you pay a fare, you have $150,000 in VISA’s Travel Accident Insurance

Credit Card Access Options for all Our Credit Cards

Lost or Stolen Credit Cards

To report a lost or stolen card, call 1-877-224-1018.

Remit Payments

First Bank and Trust
PO Box 2711
Omaha, NE 68103-2711