Personal Relationship Package Accounts
Personal Relationship Package Choices
| Marquis Banking | Marquis Banking for Seniors | Tuition Marquis Banking |
|---|---|---|
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| Account Overview | ||
| Use your banking relationship to your advantage as deposit balances can help avoid a service charge | Receive all the advantages of Marquis Banking for those age 50 or better | Receive all the advantages of Tuition Marquis Banking when you have a tuition loan with First Bank and Trust |
| Features and Benefits | ||
| 1/4% discount on consumer loans1
No annual fees on lines of credit (home equity and personal)1 First Bank and Trust VISA® card with preferred rate and rewards No annual fee. Overdraft Protection LOC1 Premium on selected CDs 20% discount on Safe Deposit Boxes No charge for:
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1/4% discount on consumer loans1
No annual fees on lines of credit (home equity and personal)1 First Bank and Trust VISA card with preferred rate and rewards No annual fee. Overdraft Protection LOC1 Premium on selected CDs 20% discount on Safe Deposit Boxes No charge for:
|
1/4% discount on consumer loans1
No annual fees on lines of credit (home equity and personal)1 First Bank and Trust VISA card with preferred rate and rewards No annual fee. Overdraft Protection LOC1 Premium on selected CDs 20% discount on Safe Deposit Boxes No charge for:
|
| Earns Interest | ||
| Earns interest on balances greater than $1,500 | Earns interest on balances greater than $1,500 | Earns interest on balances greater than $1,500 |
| Balance Required to Avoid a Service Charge | ||
| Maintain an average daily balance of $5,000 or more in checking, OR
Maintain combined deposit balances of $25,000 or more |
No balance requirement in checking AND maintain combined deposit balances of $5,000 or more | No monthly minimum balance requirements |
| Monthly Service Charge | ||
| $12, if balance drops below the requirement | $10, if balance drops below the requirement | No monthly Service Charge |
1 All credit features are subject to credit approval.
2 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, and Mississippi. Find an ATM.
Equal Housing Lender