Personal Checking Accounts

Checking Choices: Provide Variety and Value

Personal Checking Choices

First Checking Green Checking
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Account Overview
The perfect basic checking account with unlimited check writing and access to your funds through ATM and Debit Card. This account pays you with tiered interest earnings, unlimited transactions, and, for a limited time, a $300 Bonus will be paid when you establish qualifying Direct Deposit1 on your account.
Opening Deposit Requirement
$25.00 $100 with new money not currently on deposit at First Bank and Trust
Features and Benefits
No charge for:
  • Unlimited checks, ATM2 or Debit Card transactions
  • VISA Check Card (Debit Card)
  • Online Banking
  • Mobile Banking3
  • Online Bill Pay4
  • First Bank by Phone
  • eStatements
No charge for:
  • Unlimited checks, ATM2 or Debit Card transactions
  • VISA Check Card (Debit Card)
  • Online Banking
  • Mobile Banking3
  • Online Bill Pay4
  • First Bank by Phone
  • eStatements (required)
Earns Interest
No interest is paid on this account Interest in paid in tiers as follows:
If your daily balance is $0.00 to $1,499.99
If your daily balance is $1,500.00 to $4,999.99
If your daily balance is $5,000.00 to $24,999.99
If your daily balance is $25,000.00 to $49,999.99
If your daily balance is equal to or over $50,000.00
0.00% APY
0.05% APY
0.10% APY
0.15% APY
0.25% APY
Balance Required to Avoid a Service Charge
Earn a $3.00 credit by receiving your bank statement electronically. Maintain a daily balance of $1,500 to avoid a service charge of $12.00 per monthly statement cycle
Monthly Service Charge
$3.00 $12.00

1Direct Deposit - To receive a $300 Account Opening Bonus, you must establish qualifying Direct Deposits of at least $500 per monthly statement on your account within 60 days of account opening. Qualifying Direct Deposit are deposits from an electronic ACH paycheck, pension, or government benefit (like Social Security) from an employer or the government. Direct Deposits do not include deposits made by an individual such as via online banking, account transfers, or a payment provider such as Paypal. The $300 Bonus shall be paid through a credit to your account within 90 days if the Direct Deposit has been established and deposits have been made and verified. If your checking account is closed within six (6) months of account opening, a $25 early closure fee and the $300 Bonus will be deducted at account closing. Customers who have closed their account in the previous 90 days or with a negative balance are not eligible. Trust, fiduciary, and business accounts are not eligible for this account.

2 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, and Mississippi. Find an ATM.

3Mobile Banking is offered at no charge. Mobile deposits are charged at $0.50 per item deposited.

4Online Bill Pay is provided at no additional charge unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative about charges that may apply for special payment procressing.