Personal Checking Accounts

Checking Choices: Provide Variety and Value

Personal Checking Choices

Totally Free Checking First Class Checking Health Savings Account
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Account Overview
Have unlimited check writing with ATM and POS (debit card) access Get unlimited transactions on interest-earning checking A tax-favored account to pay for medical expenses
Features and Benefits
No charge for:
  • VISA Check Card1 (Debit Card)
  • Image checks
  • Online Banking
  • Online Bill Pay
  • First Bank by Phone
 No charge for:
  • VISA Check Card1 (Debit Card)
  • Image checks
  • Online Banking
  • Online Bill Pay
  • First Bank by Phone
 No charge for:
  • HSA VISA Check Card (Debit Card)
  • Online Banking
  • Online Bill Pay
  • Image Checks
Earns Interest
No Earns interest on balances greater than $1,500 Tiered interest rates:
  • Under $2,500
  • $2,500 to $4,999
  • $5,000 to $14,999
  • $15,000 or more
Balance Required to Avoid a Service Charge
No balance requirement and no per check fees Maintain a minimum daily balance of $800 or more No balance required and no per check fees
Monthly Service Charge
None $10, if balance drops below the requirement None

1 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, and Mississippi. Find an ATM.