Personal Checking

First Bank and Trust’s goal is to provide quality banking services to help you financially — we call it business made personal.

Learn about our Personal Checking Account Access

Get the Best Solutions for Your Money

We value you and your banking relationship. This is why we offer a full range of personal banking services to meet your needs.

Personal Checking Value

First Bank and Trust has a variety of personal checking options that are right for you. Our relationship checking packages offer flexibility and value.

Open one of our package accounts or choose one of our free checking accounts and simplify your banking.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.