New and Exciting Enhancements to Online Banking

In addition to up-to-date features and functionality, our new online banking system boasts a fresh look and feel, and promises an even more user-friendly format. Learn more about our enhanced and improved Online Banking by visiting
onlinebanktours.com and viewing the informative videos.

Our new and improved Online Banking takes fewer clicks, thanks to our enhanced landing page where you can pay bills using CheckFree RXP and make person-to-person payments through Zash Pay. Plus, now you can view a snapshot of your spending habits in an easy to read pie chart. As always FBT allows you to review account balances, transfer funds between accounts, research statement history, make loan payments and more!

FBT Enhanced Online Banking Great New Features Include:

Spending Report	Zash Pay	Bill Presentment
The spending report is a personal financial management tool. It provides you with a snapshot of your spending activity by displaying categorized transactions in an easy to view pie chart. Now, you can get a better handle on your budget by keeping track of expenses and income at a glance. Categorize your transactions quick and easily with a click of the mouse into any of the predetermined common expense categories.	Zash Pay allows you to send money to anyone, using only their name and e-mail address or mobile number. The money is sent directly from your account to their account. Whether it's to repay a friend, contribute to a fundraiser, pay team dues, pay allowances or even the babysitter, you can send money to anyone you know through the FBT Online Banking system. Send and receive money online in as little as one business day. Need to repay a friend for concert tickets? Need to collect gift money for the boss' baby shower? Forget the hassle of writing checks or running to the ATM. Instead, use Zash Pay. It's as easy as sending a text message or an e-mail.	Now you will be able to pay and receive many bills at one easy, secure location. Our new bill presentment feature means not only can you pay the amount of many common bills, you may view a copy of the bill before paying. Paying and receiving bills online allows you to manage two key activities — bill delivery and bill payment — all in one place. Many of the companies you do business with offer the ability for you to have their bills delivered electronically (eBills). Plus, you may be able to request an e-mail alert to let you know it has arrived. Learn more about ebills »
Alerts	New Bill Pay System	Check Free Guarantee
Set up an alert to inform you via our Online Banking landing page or your e-mail to let you know when a check has cleared or your balance falls below or above a certain trigger. Also, receive important messages from the bank or set reminders about special events.	Our new bill pay system powered by CheckFree offers additional benefits and a more user-friendly format. Rest assured, there will be no need to re-enter payee information into the CheckFree system. As always, our Online Bill Pay saves you time and money, reducing the need for you to write and mail checks. Learn more about our new bill pay system »	Every payment has a 100% Guarantee that your payment will arrive on time. Thanks to the CheckFree Guarantee, you can be assured that your electronic payments are safe and reliable. That's because when your payments are processed, you are protected in the unlikely event of unauthorized transactions or processing delays.
Credit Card	Expanded Statement Research Capabilities	Overnight Payments
View your First Bank and Trust VISA® Credit Card Statement online and make payments with a click of a mouse.	Save money and time with an expanded period of transaction history. Retrieve previously created statements (for eStatement customers only) and view individual transactions for up to two years.	If a payment has to arrive the next day, now you can expedite the arrival using our bill pay service. Additional charges may apply.