Certificates of Deposit (CDs)
Lock In Your Rate for a Guaranteed Return
Invest your funds in a First Bank and Trust CD. Lock-in your rate for terms from 30 days to 5 years (see chart below). Plus, you’ll enjoy the peace of mind of FDIC insurance.
It’s easy to open an account, make your selection today.
| Certificates of Deposit | ||
|---|---|---|
 |
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| Account Overview | Short-Term | Long-Term |
| Locks in your rate for the term of the investment | 1 Month (7–31 Days) CD | 18 Month CD (18 to 23 months) |
| Features and Benefits | 3 Month (32–90 Days) CD | 2 Year CD (24 to 35 months) |
| Terms are available up to 5 years
Minimum balance to open a CD is $1,000 (unless stated otherwise) Interest can be paid monthly, quarterly or annually1 |
6 Month (91–180 Days) CD | 3 Year CD (36 to 47 months) |
| 9 Month (181–364 Days) CD | 4 Year CD (48 to 59 months) | |
| 1 Year CD (12 to 17 months) | 5 Year CD (60 months only) | |
1 You may receive interest at maturity if the CD term is one year or less; for CDs with a term of 1 year or longer, the interest must be received at least annually.
For a complete description of our service charges and fees, please review our Business Fee Schedule.
Equal Housing Lender