Business Credit Card

An Easy Way to Pay and Track Business Expenses

A First Bank and Trust Business VISA® Card can help keep your business and personal purchases separate. Use your card for travel and entertaining, office supplies and equipment, and for any of your normal operating expenses. Plus, there are summary reports available to help you organize your expenses for tax purposes.

Business VISA Card
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Business VISA® Card

Business VISA Card works for your business and features:

  • Credit limits from $1,000 to $100,000
  • A special rate — Wall Street Journal Prime + 7.65% APR
  • No annual fee
  • Variable monthly payments
  • The ability to set individual cardholder and transaction size limits

Ask a First Bank and Trust representative for an application. Normal credit qualifications apply.

Extra Benefits

When you use our VISA Business Credit Card for the purchase of goods or services, the following benefits are yours!

$250,000 in Travel Accident Insurance Coverage

You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at no extra cost.

UChoose® Bonus Points

Earn Bonus Points for every net retail purchase you make with our First Bank and Trust Credit Card! You can redeem Bonus Points for brand-name merchandise and exciting travel awards. Visit www.UChooseRewards.com and browse the current award selections. You’ll be amazed at what UChoose has to offer! To find out how the plan works, ask your FBT banker.

Lost or Stolen Credit Cards

To report a lost or stolen card, call 1-877-224-1018.