Business Loans and Lines of Credit

Let Us Tailor a Business Loan for You

Help keep your business and personal purchases separate with our Business Credit Card

Are you seeking working capital, cash flow for operating expenses, a new building, or funds for expansion? Are you seeking acquisition of commercial property? We’ll structure the loan term and payments to fit your firm’s situation.

Our bankers provide the local expertise and fast turnaround you expect from one of the top community banks in our area. Review the business loan choices and talk to one of our experienced lenders.

Business Loans and Lines of Credit Choices

Commercial Real Estate Loans	Business Loans	Business Lines of Credit

Purpose
Purchase, refinance or improve commercial real estate Develop and construct commercial real estate projects For owner-occupied commercial real estate For an investor in 1 to 4 family rental real estate	Purchase or refinance vehicles, equipment or other business assets Relocate or expand your business	Provide working capital Pay accounts receivable Receive trade discounts Manage cash flow Facilitate business expansion
Benefits
Offers flexible terms based on the project and borrower	Offers flexibility to use different assets to secure the loan	Credit available when you need it as this flexible financial tool allows you to act quickly as opportunities arise
Collateral
Secure with assets such as: Commercial property Rental property Construction projects Improved property	Secure with assets such as: Real Estate Inventory CDs or Savings Stocks, bonds or mutual funds Cash value life insurance New or used vehicles Equipment, furniture or fixtures Contracts and accounts receivables	Secure with assets such as: Real Estate Inventory CDs or Savings Stocks, bonds or mutual funds Cash value life insurance New or used vehicles Equipment, furniture or fixtures Contracts and accounts receivables
Payments
Fixed or variable payments	Fixed or variable payments	Variable payments
Rate
Fixed or variable	Fixed or variable	Variable