Business Checking: Free and Analysis Checking

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Account Overview  
Free Business Checking (with up to 200 free transactions per month1) Can handle any size business or transaction activity
Features and Benefits  
No charge for deposits (including cash)2

Unlimited use of ATM and POS activity; items are excluded from transaction limit

Free night deposit service

No fee on Business Check Card3
(debit card)

No fee on Business Credit Card3

Features an earnings credit for balances that may be used to offset service charges

May tie multiple checking accounts together to increase the value of the combined balances

Free night deposit service

No fee on Business Check Card3
(debit card)

No fee on Business Credit Card3

Balance Required to Avoid a Service Charge  
None None
Monthly Service Charge  
No monthly service charge

Receive up to 250 transactions at no charge. Each item over 250 is $0.30 each

(Items include checks, ACH debits and credits and items deposited)

$12 monthly service charge

Activity Charges:

  • $0.16 per Check and Debit Items
  • $0.13 per ACH Debit and Credit Items
  • $0.30 per Deposit and Credit
  • $0.10 per Deposited Item
(Items include paper, ACH and electronic)

For a complete description of our service charges and fees, please review our Business Fee Schedule.

1 Includes checks, ACH debits and credits, and items deposited.
2 No cash-intensive accounts at Bank discretion.
3 Subject to credit approval.