Business Checking
Custom Financial Solutions for Your Business
With First Bank and Trust, you’re bringing on a new business partner, one who will attend to all of your banking requirements. Our bankers will support you and your business with vision and the resources to back it up.
Free Business Checking Value
Your business checking solution has uncommon value at First Bank and Trust. Our Free Business Checking offers generous levels of free transactions with a no-minimum balance requirement. Plus, we don’t charge you to put funds into your account — deposits are free including cash and night deposits. Even your ATM and POS transactions are free. For more details, please see our product profiles below.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Equal Housing Lender